The Value of Pre approval with ERA Mortgage
The Value of a Pre-Approval with ERA Mortgage
If you’re thinking about buying a home, a pre-approval is a fast and simple way to make your home buying experience easier from start to finish.
Pre-approval means you get an approval for a mortgage loan before you make an offer on a home or even find a home you want. (This is in contrast to pre-qualification — a preliminary evaluation of your financial status that does not include a commitment to giving you a loan.) We even put our commitment to the loan in writing, in a pre-approval letter. That means you’ll have the benefit of knowing how much home you can afford. In fact, many real estate agents will ask you to get pre-approved before you begin house hunting so they can show you homes that suit your budget.
Get an edge over other buyers
A pre-approval gives you buying power — the ability to make offers, negotiate price and terms, and even sign a contract to buy. It gives you an advantage over other buyers when you make an offer on the home of your dreams, because a pre-approval letter proves to the seller and real estate agent that you’re financially ready to buy the home. And that can help make your offer attractive.
It’s easy, fast and free.
Once you apply, we will give you a same-day pre-approval loan decision often in only 20 minutes or less or pay you $250. We simply need your income, information about your assets, and Social Security number.
Upon pre-approval, we’ll provide you with a pre-approval letter that shows the exact amount you are approved to have financed. Show the letter to sellers and real estate agents — it tells them you’re a qualified buyer.
Get a pre-approval decision
For more information, call 888-892-7373 to get started now— once pre-approved, we will send you a pre-approval letter immediately.
ERA Mortgage makes home loans easy in many other ways too — including the strongest service guarantees in the industry:
- We’ll give you a same-day loan decision or pay you $250
- We’ll meet your requested closing date or we will reduce your interest rate by 1/8 of one percent for the life of the loan*
Why not contact us now? You could start enjoying the power of pre-approval in minutes!
Navy Federal Credit Union offers 100% financing to members contact ERA Knight Realty
Save on Your First Home With
First-Time Homebuyer Plus1
We know purchasing your first home is a big deal. That’s why we offer personalized service and guidance every step of the way—from first call to closing, seven days a week. And for a limited time, you can save even more with special incentives for first-time homebuyers! You’ll get extra savings on top of our 100% financing and super-low rates.
First-Time Homebuyer Plus includes:
- No application fee
- No down payment required and up to 6% seller contribution allowed
- Get up to $5,050 cash back when you buy with RealtyPlus®2
- $200 Visa® Prepaid Loyalty Card after closing
- Rate match3—if you find a better rate somewhere else, we’ll match it! If we can’t, we’ll pay you $250!
Plus, our trusted mortgage specialists will help you:
- Figure out how much house you can afford.
- Get pre-approved so you can house-hunt with confidence.
- Contact Rick Knight 1-888-892-7373 ERA Knight Realty is a preferred broker
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ERA Knight Realty reports record sales for August 2011
“August sales stats for ERA Knight Realty were the best monthly totals of the year for a single month” , reports Rick Knight. “We saw a slower 1st quarter this year than what we expected. Then sales started to take off this summer. Knight Realty sold over 5.7 million in real estate in the month of August. That is closed sales volume. That is an increase over August of 2010 so we are excited. We also will sale more in September 2011 than September 2010. So there is a buzz around the office that, Hey we are seeing the light at the end of th tunnel.”
ERA Knight agents are talking about the low interest rates and a new crop of young home buyers. “These guys were in college when the market was starting to slide a few years ago. Now, these young men and women are getting their careers together and looking at the interest rates and buying. ” adds Rick Knight, ” We are also seeing a lot of retired home buyers paying cash for homes. That is a good sign that prices are attractive and they see good value. Our average sales price in August was $247,826. And that really nails it about what is hot in the market. We sold in all price points this summer but the bulk is in the popular neighborhoods in the $200,000′s plus or minus. We still are seeing price pressure on the more expensive homes. But as we look to the 4th quarter we see buyers interested in getting a good price with a very low interest rate. Our Corporate Relocation business has been busy all summer. Our property management division is very busy and they are seeing prices increase because of demand. That is huge for sales. When rent prices go up, it makes buying more attractive. ”
Rick Knight is Broker / Owner of ERA Knight Realty. He can be reached at 1-888-892-7373
ERA A Smarter Community
ERA Fanchise new marketing video about ERA Real Estate
